PRIVACY POLICY (April 2020)
Privacy Notice.
At the Penning Group, protecting your privacy is an absolute priority. We are committed to preserving every client’s confidential and personal information. This notice sets forth our privacy and security policies and practices.
Information Collected.
In the course of consulting with our clients and providing various services, we may collect certain confidential and personal information about individuals, families and business entities:
Information we receive directly from clients requested to assist the Penning Group’s representatives in the performance of services to clients. This information may include the client’s name, address, social security or tax ID Number, email address, telephone number(s), health and medical information.
Financial information including financial and account statements,reports, accountancy and other related financial reports, analysis and information.
Confidential business information including business operations, processes and procedures, marketing information and practices including customer information and other information propriety or essential to a clients’ best interests.
Insurance policy information and transactions with an insurance company such as payment history, underwriting and claim information.
Information from third party advisors such as attorneys, accountants,financial advisors, banking representatives all of which was authorized to be released by the client to the Penning Group.
Penning Group’s Use of Information.
The information we collect or obtain during a client engagement is used only for purposes of providing services to our clients. We may only disclose information to any third party upon receipt of an express written authorization by the client.
Access to Information in the Penning Group’s files and Records.
The Penning Group has implemented strict safeguards to protect every client’s information provided to the Penning Group. There is no unauthorized access to our clients’ nonpublic and private information. These protections include appropriate physical,electronic and procedural practices. Access to clients’ information is restricted to only those individuals within the Penning Group who need to know a clients’ non-public information to assist in providing services to the clients. We educate all individuals at the Penning Group about the requirement of strict confidentiality and privacy for every client’s information.
Website Analytics and Related Matters.
Like most websites, the Penning Group may use cookies to optimize anyone contacting the Penning Group digital experience.Most browsers accept cookies automatically but any user may typically disable them.
We also use certain third-party analytics tools on the website to collect usage information to analyze how users interact with the website and to provide relevant advertisements to users on other websites.
Changes to This Notice.
The Penning Group reserves the right to modify or supplement our privacy policy at any time in accordance with applicable law or our business practices. If any changes are made, we will provide a copy of a revised notice as required by applicable law.
Any questions regarding the above Privacy Policy should be directed to Info@penninggroup.com.
TERMS AND CONDITIONS (APRIL 2020).
By accessing this website, you acknowledge and agree to be bound by the terms and conditions provided below.
Please direct any questions about these terms or any other questions to info@penninggroup.com.
The website for the Penning Group is for information purposes only. Nothing on the website shall be taken or construed as legal advice and/or formal recommendations. Although the Penning Group has extensive experience and qualifications, the Penning Group and its representatives hold no licenses endorsing or authorizing services performed by the Penning Group and its representatives. The Penning Group is a consulting firm and as such, provides services to clients as allowed by law and allowed without any specific licensing.
Warranty Disclaimer.
PENNING GROUP MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THIS SERVER FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS ARE PROVIDED ‘AS IS WITHOUT WARRANTY OF ANY KIND. PENNING GROUP HERBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY,FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENTS. THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THIS SERVER COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. PENNING GROUP MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE FORM(S) AND/OR THE TOOLS(S) PROVIDED OR DESCRIBED HEREIN AT ANY TIME.
Limitation of Liability.
IN NO EVENT SHALL PENNING GROUP BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR ANY OTHER ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THIS SERVER.
RIGHTS RESERVED.
ANY RIGHTS NOT EXPRESSLY STATED HEREIN ARE RESERVED. PENNING GROUP RESERVES THE RIGHT TO CHANGE THE TERMS AT ANY TIME AND FROM TIME TO TIME BY REVISING THESE TERMS. YOU ARE RESPONSIBLE FOR REGULARLY REVIEWING THESE TERMS.